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If you’ve been getting nonstop calls from American Revenue Management, you’re likely feeling stressed and frustrated. This company is a debt collector that contacts people about past due accounts or debts that have been transferred to them. Even if you owe money, you have legal rights under the Fair Debt Collection Practices Act. Those rights protect you from harassment, threats, and deceptive practices. Knowing these protections can help you stay calm and take action the right way.

What Harassment from American Revenue Management Looks Like

Harassment from American Revenue Management can take many forms. If you get calls early in the morning or late at night, that’s a sign of improper conduct. Repeated calls within the same day or constant voicemails are another warning sign. If they contact your workplace after you’ve told them not to or discuss your debt with other people, that’s also against the law. Sometimes, collectors may threaten legal action, wage garnishment, or arrest. Those threats can be false and used to scare you into paying. Always remember that no collector has the right to bully or intimidate you.

How to Handle Calls from American Revenue Management

If American Revenue Management contacts you, keep your communication short and polite. Ask them for written proof of the debt before making any payments. They must provide the name of the original creditor and the exact amount owed. If you prefer no more calls, send them a letter asking that all contact happen in writing. Once they receive your request, phone calls should stop. Always keep a record of every call, including the date, time, and what was said. If the harassment continues, you can report it or reach out to a consumer protection attorney for help.

Common Questions About American Revenue Management

Why are they calling me? They believe you owe a debt that has been placed with them for collection. You should always ask for proof before paying anything.Can they contact me at work? No, not if you’ve told them your employer doesn’t allow personal calls or that you don’t want to be contacted there.Can I take legal action against them? Yes, you can. If American Revenue Management violates your rights, you may have a case under federal law.

Why You Should Take Action Now

Ignoring constant calls from American Revenue Management will not make them stop. The best way to handle the situation is to take control. Ask for proof, keep records, and know your rights. By staying organized, you can protect your privacy and avoid being pressured into payments you don’t owe.

Conclusion

American Revenue Management may contact you about a debt, but they must treat you with respect and follow the law. If their actions cross the line, you have the right to stop the calls and hold them accountable. Stay calm, document everything, and act early to end the harassment and protect your peace of mind.